Employer-Paid Basic Life & Accidental Death & Dismemberment (AD&D)
Colquitt County Schools provides all eligible employees a $10,000 life and AD&D benefit at no cost to you. The AD&D benefit provides an additional payment in the event of a death or loss of limb(s), speech, hearing, and more caused by a covered accident.
Employee, Spouse, and Child Term Life and AD&D (employee-paid option)
You may elect life and AD&D insurance in the amount of $10,000, $20,000, $30,000 or $40,000 to supplement the employer-paid benefit. You may elect $10,000 of term life insurance on your spouse, regardless of spouse age. You may also elect term life insurance coverage for your children up to age 26 (or disabled children with no limiting age) in the amount of $15,000 per child.
Employee & Spouse Voluntary Life (employee-paid option)
In addition to the previously described employee-paid options, you may elect term life insurance coverage for yourself (up to the lesser of 5 times earnings or $500,000) and your spouse (up to $200,000).