Open Enrollment
Open Enrollment is from Moday, October 20th, through Friday, November 7th.
Elections are effective on January 1, 2026, with the first deductions being taken in December 2025.
Enrollment is strongly encouraged for both medical and voluntary benefits.
Medical: The medical plan premiums will have an increase of approximately 10%. To help medical plan members save more by using Tier 1/Generic prescriptions, the Tier 1 copays will be reduced, and the copays for Tiers 2 and 3 will have a slight increase for the HMO and HRA plans.
If you intend to add dependents to your health plan, ADP will reach out to request the necessary verification documents. They will provide a personalized fax cover sheet with a bar code that must accompany your submission. If you do not receive this request, please contact SHBP at (800) 610-1863 to have it sent. Your dependents will not be covered until the required documentation has been approved.
Non-Medical Voluntary: There are no changes in the benefits or employee premiums for 2026.
- Flexible Spending Accounts: These require a new election each year (prior election does not roll over). The 2026 annual maximum for the Healthcare FSA is $3,400 and the Dependent Care FSA is $7,500.
Additional Information
